Terms & Conditions

Effective date: July 21, 2026

These Terms & Conditions ("Terms") govern access to and use of ItemsInView, including the websites and services available at itemsinview.com and itemsinview.app (collectively, the "Service"). The Service is operated by Saras Holding ("Saras Holding," "ItemsInView," "we," "us," or "our").

Please read these Terms carefully. By creating an account, accepting an invitation, creating or entering a vault, or otherwise using the Service, you agree to these Terms. If you do not agree, do not use the Service.

1. Contact information

Saras Holding
11430 NW 5th St
Plantation, FL 33325
United States
Email: info@sarasholding.com

2. Eligibility and younger users

The Service is available worldwide where lawful. We do not impose a single worldwide minimum age. You may use the Service only if:

• you can form a binding agreement under the law that applies to you; or
• a parent or legal guardian accepts these Terms on your behalf, authorizes and supervises your use, controls the account, and is responsible for your activity.

The Service is a general-audience valuables-management service and is not directed to children. A parent or guardian must contact us before permitting use that requires parental consent under applicable privacy law. If you use the Service for an organization or another person, you represent that you have authority to bind them to these Terms.

You may not use the Service if applicable law prohibits you from receiving or using it.

3. The Service

ItemsInView helps users organize information about valuables and documents, including item details, values, locations, people, photographs, files, materials, insurance, warranties, movements, and reports. Features may include:

• one global account with access to one or more vaults;
• a separate Member or Vault Admin role in each vault;
• inventory and item-lifecycle management;
• photographs, documents, materials, insurance, and warranty records;
• check-in/check-out and movement history;
• beneficiaries, intended recipients, and gift records;
• predefined reports and market-reference information; and
• vault branding, categories, locations, security policies, and membership administration.

We may add, change, suspend, or discontinue features. We will provide notice when required by law.

4. Accounts and security

You must provide accurate account information and keep it current. Your account credentials, password, multi-factor authentication enrollment, and recovery codes are global: they may govern access to every vault connected to the account.

You are responsible for:

• maintaining the confidentiality of your password, authenticator, recovery codes, and devices;
• using a unique, secure password and storing recovery codes safely;
• activity performed through your account unless caused by our breach of these Terms or legal duties;
• promptly notifying us at info@sarasholding.com of suspected compromise or unauthorized use; and
• signing out of devices you do not control.

You may not share an account in a way that defeats individual authentication or audit history. We may require password changes, multi-factor re-enrollment, or other security steps and may suspend access when reasonably necessary to protect the Service or its users.

5. Vaults, memberships, and roles

A vault is a private workspace. Access requires an active membership. The same account may be a Member in one vault and a Vault Admin in another.

Members

Members may use the day-to-day vault features made available to them, which may include creating and editing items, adding files and coverage records, managing people, recording movements, changing item states, and viewing reports.

Vault Admins

Vault Admins have Member capabilities plus administrative controls, which may include branding, locations, item types, security settings, invitations, roles, membership status, and recovery or permanent-purge actions. Admin authority normally applies only to the current vault. Some account-security actions, such as a password or MFA reset, can affect the target person's global account and access to every vault.

Vault Admins are responsible for inviting only authorized people, assigning appropriate roles, reviewing access, communicating invitation security codes through an appropriate separate channel, and retaining at least one trusted active Admin.

Saras Holding may administer vault lifecycle and platform security. The Super Admin Console is designed without a feature for browsing customer item records, photos, documents, or financial reports.

6. Your content

"User Content" means information or files you or another authorized user submit to a vault, including item records, notes, people information, photographs, documents, insurance or warranty records, and movement history.

Ownership

As between you and Saras Holding, you retain your rights in User Content. These Terms do not transfer ownership of User Content to Saras Holding.

Limited permission to operate the Service

You grant Saras Holding and its service providers a worldwide, non-exclusive, limited license to host, store, reproduce, transmit, encrypt, decrypt, display, format, back up, and otherwise process User Content only as reasonably necessary to provide, secure, support, maintain, and improve the Service, comply with law, and enforce these Terms. This license ends when the content is permanently deleted from active systems, subject to reasonable backup, security, legal, and audit retention.

Your responsibilities

You represent and warrant that:

• you own User Content or have all rights, permissions, and lawful bases needed to submit and use it;
• your User Content and use of the Service do not violate law, privacy, confidentiality, intellectual-property, contractual, or other rights;
• you will provide any notices or obtain any permissions required before entering information about another person; and
• you will not rely on ItemsInView as the sole copy of information you cannot afford to lose.

Do not upload malware, unlawful surveillance material, content intended to facilitate wrongdoing, or information whose storage is prohibited by law. Exercise particular care before uploading government identifiers, medical information, full financial-account credentials, authentication secrets, or other information not needed for valuables management.

7. Acceptable use

You may not, and may not help another person to:

• access a vault, account, file, or system without authorization;
• probe, scan, test, bypass, or defeat authentication, authorization, rate limits, encryption, tenant isolation, or security controls;
• impersonate another person or misrepresent authority, identity, or affiliation;
• use the Service for fraud, theft, harassment, stalking, exploitation, or other unlawful activity;
• upload malicious code or interfere with the integrity, availability, or performance of the Service;
• scrape, harvest, or collect account or vault information by automated means without written permission;
• reverse engineer or attempt to extract source code except where applicable law expressly permits it;
• resell, sublicense, or provide the Service as a bureau service without written authorization;
• infringe intellectual-property, privacy, publicity, confidentiality, or other rights; or
• use the Service in a way that creates unreasonable risk or liability for Saras Holding, users, or third parties.

We may investigate suspected violations and cooperate with lawful authorities. We may remove content or restrict access when reasonably necessary to enforce these Terms, protect security, or comply with law.

8. Files, encryption, and privacy

The Service uses safeguards described in the Privacy Policy, including encryption for designated sensitive fields and uploaded file contents. Encryption and access controls reduce risk but do not make any online service invulnerable. You are responsible for deciding whether the Service is appropriate for particular content and for maintaining independent records where prudent.

Our Privacy Policy explains how Saras Holding collects and processes personal information. Our Cookie Policy explains the essential cookies and similar technologies used by the Service.

9. Market data, values, and reports

ItemsInView may display estimated portfolio values, currency conversions, foreign-exchange rates, precious-metal prices, expiration alerts, and predefined reports. This information may come from third-party data sources, may be delayed or unavailable, and may contain errors.

The Service is an organizational tool, not an appraisal, insurance, accounting, tax, investment, legal, estate-planning, or financial-advice service. Stored purchase prices are not proof of current market value, ownership, condition, insurance coverage, or authenticity. You are responsible for confirming important information with qualified professionals and original records.

10. Third-party services and links

The Service depends on third-party infrastructure and may link to third-party websites, applications, app stores, or data sources. Third parties operate under their own terms and privacy policies. We do not control and are not responsible for third-party content, availability, security, pricing, or practices.

11. Service availability and changes

We aim to provide a reliable Service, but availability is not guaranteed. Maintenance, updates, provider failures, security events, network conditions, force majeure, or other circumstances may interrupt access or result in delayed or unavailable features.

We may establish or change reasonable technical limits, including limits on file type, file size, storage, requests, memberships, or usage. Current interfaces or help materials may describe applicable limits.

The Service may operate as a preview, beta, free, or evolving offering. Billing and subscription checkout are not currently enabled. If paid plans are introduced, we will disclose the applicable price, renewal, cancellation, refund, and additional terms before charging you.

12. Deletion, retention, and backups

Deleting, deactivating, and purging have different effects:

• Inactive or gifted items remain stored and may remain visible in their corresponding views.
• Soft-deleted items remain recoverable by a Vault Admin and are retained indefinitely until restored or permanently purged.
• Purge permanently removes the item record and its associated files and cannot be undone.
• Membership deactivation or deletion affects access to the applicable vault but does not necessarily delete the global account or other memberships.
• Vault soft deletion blocks access. Permanent deletion is a separate operational step and may not occur automatically on a fixed schedule unless the Service expressly states otherwise.

Some security, audit, legal, transaction-attribution, and backup records may remain after content, membership, account, or vault deletion. Audit attribution may be anonymized. More detail appears in the Privacy Policy.

ItemsInView does not currently provide a complete vault-export package. You are responsible for maintaining independent copies of records and files needed for legal, insurance, financial, tax, estate, or recovery purposes.

13. Suspension and termination

You may stop using the Service at any time. To request account or personal-information deletion, contact info@sarasholding.com. A Vault Admin may deactivate or remove a membership in accordance with the Service's controls.

We may suspend or terminate access, remove content, or take protective action if we reasonably believe:

• you violated these Terms or applicable law;
• your account or activity threatens the security, integrity, or availability of the Service;
• action is needed to prevent harm, fraud, abuse, or unauthorized access;
• we are required to act by law or a service provider; or
• continued provision of the Service is no longer commercially or technically feasible.

Where reasonable and lawful, we will provide notice and an opportunity to address the issue. Sections that by their nature should survive termination—including ownership, disclaimers, liability limits, indemnity, dispute provisions, and retention terms—will survive.

14. Intellectual property

Except for User Content, the Service and its software, designs, text, graphics, logos, trademarks, and other materials are owned by or licensed to Saras Holding and are protected by intellectual-property laws. Subject to these Terms, Saras Holding grants you a limited, revocable, non-exclusive, non-transferable right to access and use the Service for its intended purpose.

If you believe content available through the Service infringes your rights, email info@sarasholding.com with identification of the work, the allegedly infringing material, your contact information, and a statement explaining your good-faith claim. We may request additional information required by law.

15. Feedback

If you voluntarily provide suggestions or feedback, you grant Saras Holding a perpetual, worldwide, irrevocable, royalty-free right to use it without restriction or compensation, provided we do not publicly identify you as the source without permission.

16. Disclaimers

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE." SARAS HOLDING DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, AVAILABILITY, SECURITY, AND QUIET ENJOYMENT.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, COMPLETELY SECURE, OR FREE OF HARMFUL COMPONENTS; THAT DATA WILL NEVER BE LOST OR CORRUPTED; THAT REPORTS, ALERTS, MARKET DATA, OR ESTIMATES WILL BE ACCURATE OR TIMELY; OR THAT THE SERVICE WILL MEET EVERY LEGAL, INSURANCE, RECORDKEEPING, OR BUSINESS REQUIREMENT.

Some jurisdictions do not allow certain warranty exclusions. In those jurisdictions, exclusions apply only to the extent permitted by law.

17. Limitation of liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, SARAS HOLDING AND ITS OWNERS, AFFILIATES, OFFICERS, EMPLOYEES, CONTRACTORS, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, SPECIAL, EXEMPLARY, CONSEQUENTIAL, OR PUNITIVE DAMAGES; LOSS OF PROFITS, REVENUE, GOODWILL, OR BUSINESS OPPORTUNITY; LOSS, CORRUPTION, OR UNAVAILABILITY OF DATA; LOSS OF OR DAMAGE TO PROPERTY; OR COST OF SUBSTITUTE SERVICES, EVEN IF ADVISED OF THE POSSIBILITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE AGGREGATE LIABILITY OF SARAS HOLDING ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID SARAS HOLDING FOR THE SERVICE DURING THE 12 MONTHS BEFORE THE EVENT GIVING RISE TO LIABILITY OR (B) US $100.

These limits do not exclude liability that cannot lawfully be excluded or limited, including any mandatory consumer rights that apply where you live.

18. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Saras Holding and its owners, affiliates, officers, employees, contractors, licensors, and service providers from claims, damages, losses, liabilities, costs, and expenses (including reasonable legal fees) arising from your User Content, your unlawful or unauthorized use of the Service, your violation of these Terms, or your violation of another person's rights.

This section does not require a consumer to indemnify Saras Holding for Saras Holding's own unlawful conduct and applies only to the extent permitted by applicable law.

19. Governing law and disputes

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Subject to any mandatory consumer-protection or jurisdictional rights that apply where you live, the state and federal courts located in Broward County, Florida will have exclusive jurisdiction over disputes arising out of or relating to these Terms or the Service, and you consent to their personal jurisdiction.

Before filing a claim, you and Saras Holding agree to attempt in good faith to resolve the dispute informally for at least 30 days after written notice is received. Send notices to info@sarasholding.com and the postal address above. This informal process does not prevent either party from seeking urgent injunctive relief or filing before a limitations period expires.

These Terms do not require arbitration and do not contain a class-action waiver.

20. Changes to these Terms

We may update these Terms as the Service or law changes. We will post revised Terms with a new "Last updated" date and provide additional notice where required. Material changes apply prospectively. If you continue using the Service after revised Terms take effect, you accept them to the extent permitted by law. If you do not agree, you must stop using the Service.

21. General terms

• Entire agreement: These Terms, the Privacy Policy, the Cookie Policy, and any feature-specific terms presented to you form the agreement concerning the Service.
• Order of precedence: Feature-specific written terms control only for the feature they address if they expressly conflict with these Terms.
• No waiver: Failure to enforce a provision is not a waiver.
• Severability: If a provision is unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions remain effective.
• Assignment: You may not assign these Terms without our written consent. Saras Holding may assign them in connection with a reorganization, merger, acquisition, financing, or transfer of the Service, subject to applicable law.
• No agency: These Terms do not create an employment, partnership, joint venture, fiduciary, franchise, or agency relationship.
• Force majeure: Saras Holding is not responsible for delay or failure caused by events beyond its reasonable control.
• Electronic communications: You agree that Service notices and transactional communications may be provided electronically. You are responsible for maintaining a working email address.
• Headings: Headings are for convenience and do not affect interpretation.

22. Contact us

Questions about these Terms may be sent to:

Saras Holding
11430 NW 5th St
Plantation, FL 33325
United States
Email: info@sarasholding.com